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The home of the world's next global currency.

XMRHub is the home of all things Monero. Monero is cheap, fast and private digital cash.

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XMR / USD · live
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Price—24h
Market cap$11.22BUSD
Circulating supply18.81MXMR
24h volume$252.6MUSD
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Every corner of XMR Hub, one click away. Each tile opens the full tab.

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Directory

200+ services

VPNs, gift cards, hosting and more that take XMR.

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Shop

The XMR market

Bid, buy and sell gear, merch and collectibles.

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Learn

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Plain-English guides from first wallet to mining.

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Forum

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Questions, setups and trades. Be kind, stay private.

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Social

Find your people

Telegram, X, Discord and the voices behind the network.

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Memes

The meme arsenal

Vote on the best, swipe in Meme Match and earn XP.

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This price is based on everything being priced in XMR and your purchasing power equivalent to 2026 wealth measurements.

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Your stake today1.6764 XMR
Multiple16,764×
At $10,000,000 / XMR$16.8MEight-figure wealth
Proof of fire

Battle tested for 11+ years.

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XMR Directory

Everywhere XMR works.

Spend Monero on VPNs, travel, gift cards, hosting, food and more. Affiliate links help fund development.

250+services
50+categories
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Mission statement

The central hub for everything Monero.

XMR Hub exists to be the one place for Monero: buying, swapping, using, mining and reading about it.

We want to be the catalyst for the Monero revolution. Whether you've never touched crypto or you've been here for years, it should be easy to learn more, buy some, and see how simple Monero really is.

As a community we've faced delistings, FUD and setbacks. We keep building anyway, because privacy wins in the end.

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RetoSwap

Trade Monero directly with other people using the payment method you prefer. No KYC, and every trade is protected by escrow.

Visit RetoSwap Community-driven

The Monero Society

A trusted marketplace where members buy and sell XMR directly, with volunteer moderators acting as escrow.

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Common questions

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The ecosystem

The XMR Directory.

The best services to spend your XMR on, sorted and searchable.

245 services that accept Monero

Exchanges

  • ChicksX (verified): Buy XMR via apple pay, cash in person, cash by mail, credit cards and more
  • UEX (verified): US crypto exchange | Apple Pay | Google Pay | Zelle | Visa | Mastercard | Wire Transfer
  • Whitebit (verified): European Exchange Banned Countries: United States, United Kingdom, Canada, Russia and Belarus Iran, North Korea, Syria, Sudan, Yemen, Libya, Somalia, and Venezuela Afghanistan, Myanmar, Nicaragua, Trinidad and Tobago, Western Sahara, and South Sudan, Palestine, Puerto Rico, U.S. Virgin Islands, Guam, American Samoa, and, Northern Mariana Islands, Kosovo and Transnistria, Temporarily occupied territories of Georgia and Ukraine
  • Kraken (verified): US-based cryptocurrency exchange, founded in 2011. It is the first cryptocurrency company to obtain a bank charter.
  • Bit24: Iranian crypto exchange allowing fiat to Monero
  • BitcoinVN: Vietnamese crypto exchange | Fiat onramp | Swaps
  • Bitfinex: Global exchange supporting China and 170+ Exchanges Unsupported Countries: United States, Canada, Spain, United Kingdom, British virgin islands, Venezuelan government agencies, Austria, Italy, Iran, North Korea, Cuba, Syria, Crimea (Ukraine).
  • DFX.swiss (verified): Swiss Exchange offering Fiat on ramping for: Switzerland, Germany, Austria DFX accepts SEPA and SEPA Instant transfers. Whether a transfer is possible depends on whether the customer's bank participates in the SEPA payment area.
  • KuCoin (verified): Global Exchange that servers 200+ Countries Eurozone and wider Europe: EUR over SEPA and SEPA Instant across Germany, France, Italy, and Spain. Brazil: Full BRL support through Pix, with free deposits and low-cost withdrawals via local banks. United Kingdom and Ireland: GBP and EUR through compatible banking channels and peer-to-peer fiat services. South and Southeast Asia: INR, IDR, and VND through regional partners and KuCoin's P2P marketplace. Nordics: SEK, DKK, and NOK bank deposits for Sweden, Denmark, and Norway. Middle East and Africa: AED, SAR, ZAR, GHS, and KES across the UAE, Saudi Arabia, South Africa, Ghana, and Kenya. Australia, Canada, and New Zealand: AUD, CAD, and NZD via banking integrations, with Australian access now under a local AUSTRAC-registered arm.
  • MEXC (verified): Global crypto exchange offering Fiat On Ramping into Monero Banned Countries: North Korea, Cuba, Sudan, Syria, Iran, Yemen, Zimbabwe, Myanmar, Lebanon, Libya, Bolivia, Ecuador, Bangladesh, Somalia, Iraq, Congo Democratic Republic (Golden), Central African Republic, Kyrgyzstan, Burundi, Afghanistan, Macedonia, Ethiopia, Guinea-Bissau, Guinea, Liberia, Trinidad and Tobago, Venezuela, Serbia, Crimea, Mainland China, Singapore, the United States, Italy, Canada.
  • OK-Ex: Iranian crypto exchange allowing fiat to Monero
  • RetoSwap (verified): A decentralized, peer-to-peer exchange for trading Monero directly with other users.
  • Tabdeal: Iranian crypto exchange allowing fiat to Monero
  • XT: Global crypto exchange, available in most countries. Users located in [United States, Canada, Mainland China, Cuba, North Korea, Singapore, Sudan, Venezuela, Crimea] are prohibited from using the services provided by XT.COM.

Gambling

  • BC.Game (verified): The Largest Monero Accepting Casino with Sportsbook, predictions, lottery and even crypto futures!
  • Tower.bet (verified): Tower.bet Established in 2020 is based in Curacao, has a safety index of 8.0 with no cited player complaints alongside a next to 0% history of ever freezing funds unless the coins were dirty.. third party reviewers describe it as having a good standing with 0 unresolved scandals.
  • BitStarz (verified): The Longest Running Crypto Casino thats been operating since 2014 and is one of the most established names in crypto gambling. 6,500+ Games and super fast withdraws with no unfair or exploitative clauses
  • Dexsport (verified): No KYC | Sports betting | Casino
  • Monero.win (verified): Lottery & games, brought under XMR Hub management for editorial review.
  • XMR.Poker: Monero poker room
  • MoneroDice: Provably fair dice

Swap Providers

  • MoneroSwap (verified): Monero Focused Swaps
  • YIFI (verified): Swap smarter. Earn more. Non-custodial swaps, private swaps & DeFi Earn.
  • Trocador (verified): A Simple and Reliable privacy-focused aggregator. (They find you the best rates on all of the swap services for you and save you as much money as possible).
  • CCE Cash (verified): Fast cross-chain swaps
  • EXOLIX: Cross-chain swap aggregator connecting 200+ blockchains for seamless, private, non-custodial swaps.
  • Orangefren (verified): Swap aggregator of kyc free eservices which finds the best offer.
  • Pegasus Swap (verified): Fast, Secure and private crypto swaps. Swap any amount of crypto with no restrictions. No registration needed Fee: 1.4-2%
  • SageSwap (verified): No KYC swaps, dont collect IP's and accept coins with high AML score only if the swap is carried out using AML Swap mode. NOTE FROM TOS: "Please note that for amounts below $50, additional fees of up to 6% may apply due to the low value of the transaction"
  • SimpleSwap (verified): Swap and fiat onramp (Doesnt allow you to buy Monero with fiat).
  • StealthEx (verified): StealthEX is an instant cryptocurrency exchange for limitless swaps
  • StereoSwap (verified): Swaps Deleted after 15 Minutes, keeps no logs
  • Swap.fuji.fun (verified): No-Kyc, Real human support, 100+ coins, private and fast swaps that store no personal data
  • Quick Ex (verified): Best rates. Low fees. Private swaps since 2018.
  • Swapoon (verified): Swap your crypto in a few clicks. No account, no custody. XMR, BTC, ETH, USDC and more.

Cards (No KYC)

  • Goblin Cards (verified): Non-KYC physical and virtual crypto debit cards. The virtual card works with Apple Pay and Google Pay.
  • CakePay (verified): No KYC Giftcards including $5000 Visa thats able to be added to apple pay and google pay to pay in store anywhere. Not reloadable, no fees
  • Off Grid Cash: Privacy-first crypto cards and instant payments. No KYC, no delays, no compromise. | Newer Service | Virtual Only
  • Swap.My (verified): No kyc virtual reloadable cards [Based in United States]
  • Coincards: Buy gift cards
  • XMR.cards: Gift Cards

Leverage Trading

  • Arbiter (verified): The worlds first hyperliquid mobile trading app by Cake Wallet! | Leverage trade XMR up to 5x with USDC on Arb You are able to swap the USDC to XMR on the home screen too!
  • Entropy.Io (verified): Trade the frontier. | Save 10% on fees by using code: XMR
  • Bybit (verified): Pure Leverage only on Monero (XMR) Bybit does not offer services or products to Users in a few excluded jurisdictions including the United States, the Chinese Mainland, Hong Kong, Singapore, Canada, North Korea, Cuba, Iran, Uzbekistan, Russian-controlled regions of Ukraine (currently including the Crimea, Donetsk, and Luhansk regions), Sevastopol, Sudan, Syria, Dubai
  • HyperLiquid (verified): High liquidity exchange
  • Lighter.xyz (verified): Leverage Trading
  • Omni (verified): Trade crypto, stocks, commodities, and indices on-chain. 500+ markets. 50x leverage. 0% fees.
  • Poloniex (verified): Spot & Futures exchange founded on 01-10-2014

CS2 Skins

  • SkinSwap (verified): The Best Website to Buy CS2 (Counter Strike) Skins with Monero (XMR).
  • Skin.Land (verified): Buy CS2 Skins with Monero. WARNING: They often flag the account after 3 monero deposits for legal compliance but never actually do anything.
  • Skinflow.gg: Buy and Sell CS2 Skins with Monero (XMR) you can expect your payment to be processed within 4 hours
  • Tradeit.gg: Buy CS2 Skins with Monero (XMR)
  • WaxPeer (verified): Buy, Sell & Trade Dota2, TF2, Rust and CS2 Skins on WAXPEER with Monero (XMR)

Prediction Markets

  • XMR Predictions (verified): The Worlds First Private Prediction Market. Trade Sports | Weather | Crypto | Politics & More

Coffee

Metal

  • Suisse Gold (verified): Buy Gold, silver, platinum, palladium, and rhodium. NOTE: MAY REQUIRE KYC EVEN ON SMALL AMOUNTS
  • Swiss Bullion (verified): Buy Gold, silver, platinum, palladium and rhodium.
  • Veldt Gold (verified): Buy and sell gold, silver, platinum and palladium for Monero (XMR) NOTE: For sales to Veldt totaling $20,000 or more within a calendar year, Veldt may request your name, address, and date of birth, may verify identity using a valid government-issued identification document, and may retain related records in accordance with its compliance program and applicable law.

Travel

  • Boatster Black (verified): Yacht & boat charter
  • EPIC Travel: coming soon
  • Farvater Travel (verified): Russian travel booking
  • Liberation Travel (verified): Dive deep into residency options to find the one that aligns perfectly with your lifestyle, financial goals, and preferences. Whether you're seeking tropical escapes, financial havens, or European charm, your next journey begins here.
  • ShopInBit Travel (verified): Privacy-shielded booking to protect your data, no email, no phone number needed. Concierge assists you after the booking with transfers, flight refunds and more.
  • StaynSee (verified): Hotel bookings
  • TapJets (verified): Private jet charter
  • The 0.1% Group (verified): Luxury Provider

Content Streaming

  • Vidi Vivo (verified): Watch what you want - LIVE! | NFL | NBA | MLB | NHL | LIVE TV | WEATHER | LOCAL NEWS Fun Fact: With normal streaming services, It costs $68 - $150 a month to watch every game which comes out to $1550+ per year Vidi Vivo is only $15 a month ($12 if paid with XMR)

Adult

  • Cloud Climax (verified): Buy Sex Toys, Sex Dolls, Bondage, Condoms, Sex Furniture
  • kink.com: Hardcore Fetish adult content
  • Lola Luna (verified): Lingerie, Bikinis, Clothes and more Operating since 1975
  • PornHub Premium (verified): Premium adult streaming
  • Promptchan: AI adult image generator

Peptides

Hemp

Prop Trading

  • Carrot Funding (verified): Start trading with a prop firms money and complete objectives to progress to the next stage. Keep 80% of the earnings of your winning trades
  • Crypto Fund Trader: Crypto Fund Trader is an evaluation firm where they boost the best traders in addition to testing their qualities

Jewelry & Luxury

Loans

Food

Weapons & Self Defense

Postage & Shipping

  • BuyPostage (verified): Anonymous shipping labels with XMR
  • CryptoPostage (verified): Buy & print postage with crypto
  • Droplabel (verified): Discounted shipping labels

AI

  • Adversarial AI: AI without the guidelines
  • Molt Productions: AI music generation
  • NanoGPT (verified): Pay-per-use AI models
  • Ozeye: Europe's AI gateway. OpenAI-compatible gateway for private, EU-hosted models. One endpoint, automatic failover, and zero retention.
  • PPQ.ai (verified): Pay-per-use ChatGPT & Claude
  • WormGPT: Uncensored AI chatbot

VPS Hosting

  • BlueVPS (verified): Simple, scalable and customizable. A dedicated environment | Unlimited traffic
  • BTCVPS (verified): Privacy focused KVM hosting. Anonymous, Instant Setup, Disk Encryption and accepts multiple cryptocurrencies including the best.. XMR
  • HostMeNow (verified): No Surveillance Privacy-friendly jurisdiction Offshore Servers Multiple secure locations End-to-End Security Military-grade encryption
  • Impreza Host (verified): Provides anonymous VPS and dedicated servers in offshore, privacy-friendly jurisdictions
  • MyNymBox (verified): Anonymous hosting, domains and more
  • RDP Monster (verified): Cheap Windows RDP & VPS hosting | instant delivery
  • Servers Guru (verified): Fast, reliable, affordable and Anonymous Hosting
  • Servury: Anonymous VPS, VDS and proxies. Seven locations, crypto, card or cash payments. Human support. Zero logs.

VPN

  • Nym (verified): Decentralized Private VPN
  • AriaVPN (verified): Privacy VPN service Connect up to 4 devices Strict No-Logs Policy Zero Personal Data Policy Cloaked IP Address Anonymous DNS Servers Built-in AdBlocker Block Trackers & Phishing Sites Port Forwarding Supported Compatible with OpenVPN Clients Pay with Monero
  • CoinVPN.me: Cryptocurrency VPN
  • HideMy.name (verified): Russian VPN Service
  • IVPN (verified): AntiTracker that blocks ads, adware, malicious websites and data harvesting trackers. Killswitch / Firewall. Private non-logging DNS servers. Multi-hop VPN routes. Multi-hop VPN routes.
  • Mullvad VPN (verified): The Worlds Class Anonymous VPN
  • nadanada (verified): No account. No email. No KYC. Instant, anonymous VPN, SMS & eSIM services
  • Obscura (verified): Privacy VPN
  • PureVPN: Global VPN network

E-SIM

  • VoidMob (verified): Mobile proxies, non-VoIP numbers & global eSIMs | No kyc
  • 0xESIM: Crypto-friendly eSIM data
  • Anosim: eSIM & virtual numbers
  • BuyUKEsim (verified):
  • Cloaked Wireless (verified): SIM-swap-proof US wireless
  • CyphereSIM (verified): Pick a destination, pay with crypto, be online in 2 minutes. That's the whole story
  • PikaSim (verified): Anonymous eSIM. No Account. Instant Setup | Anonymous travel eSIMs with instant setup in 190+ countries. | No signup. No email. Pay by card or crypto.
  • SimsUP: Private eSIMs, pay with Bitcoin or Monero No account, no ID, no KYC. A data eSIM for 130+ destinations or an anonymous phone number, delivered as a QR code in minutes.
  • SMSPool: E-SIM & verification
  • Stealths.net: Anonymous connectivity

SMS Verification

Proxies

  • Fleet Proxy (verified): Premium proxy network
  • GoLogin (verified): Anti-detect browser & proxies | Get around Bans | Manage thousands of accounts seamlessly
  • Proxys.io: Residential proxies

Wallets

  • Unstoppable Wallet (verified): One of the Best Multi Coin Monero wallets.
  • Cake Wallet (verified): All Coin Wallet | Easily and safely store, send, receive, and exchange your cryptocurrency
  • CWallet:
  • Edge Wallet (verified): Simple, Clean, Multiwallet
  • Feather Wallet (verified): Lightweight desktop wallet. Bare bones and only has what you need. nothing flashy and no bloat.
  • Mixin (verified): Multi coin wallet allowing you to chat in app and send money to people
  • Monero GUI Wallet (verified): Official desktop wallet for Monero that also allows you to Mine, run a node and more
  • Monero One (verified): Private iOS Monero wallet
  • Monfluo: Monero Android Wallet
  • Stack Wallet (verified): Privacy-focused multi coin wallet

Hardware Wallets

  • Cupcake (Free) (verified): Free Hardware wallet >Need another phone that wont connect to the internet once installed
  • Ledger (verified): Discover what security feels like
  • Trezor (verified): The Most Trusted and Open-source hardware wallet

SEO / Marketing

Electronics

  • BusKill (verified): USB dead-man-switch cables
  • CoinCart (verified): Crypto electronics store

Mushrooms

Buy Accounts

Buy Likes

3D Printing

Gaming

Email

  • Addy.io: Email aliasing & forwarding
  • AnonymousEmail: Anonymous email service
  • GoyMail: Private email service
  • Mailx: Forward emails through isolated aliases with Mailx. | Send and reply without exposing your primary email address. | Supports PGP encryption, domain choice, multiple recipients, and catch-all aliases.
  • NeroMail: Private email service

Escrow

Markets

  • CBuy: P2P crypto goods marketplace
  • Kashilo: Peer-to-peer marketplace
  • Uprampr: Decentralized marketplace
  • XMRBazaar (verified): Monero Only Ebay like Marketplace

Pen-Testing

  • Ping192: Red team & penetration testing

App Creation

  • Biomance: Custom app & software development

Tips & Donations

  • DonateMonero (verified): Find every place to donate your Monero
  • Kuno (verified): Community Crowdfunding
  • Pura (verified): Support your favorite content creators. | Patreon Alternative
  • XMRChat (verified): Get tipped easily with XMR | Implement on your streams for donations popping up on stream

Jobs

  • Horde.Work (verified): Complete small online tasks and get paid in Monero.
  • Jobs on Blocks (verified): Find a job that lets you get paid in Monero fast | Hire someone with Monero (XMR)
  • Monero Jobs: Work for XMR

Info & Research

Price & Stats

  • CoinMarketCap (verified): Market data & charts
  • CoinStats (verified): Portfolio tracking
  • Fiat Leak: Real-time flow visualization
  • MarketCapOf (verified): Comparison tool
  • Monero.boats (verified): Lost in boating accident tracker
  • Revuo Calc: Calculator for Monero Conversions in many different currencies
  • Stealth Ledger (verified): Encrypted portfolio tracker for Bitcoin, Monero, and 10,000+ assets. End-to-end encrypted in your browser. No email, no KYC. Passkey login.

Mining

  • Auto Monero (verified): Simple Monero Miner | Not affiliated with XMRHub and or its sister projects
  • Gupax (verified): GUI for XMRig & P2Pool
  • XMRig (verified): Simple, easy high-performance miner

Development

  • Community Crowdfunding (verified): CCS funding system | Fund raising for Monero Development and mroe
  • Monero Bounties (verified): Bounties for Monero | If you are a freelance developer browse through the open bounties. Or better yet, create your own bounty, share, and get funded. Once the bounty is marked complete, the raised funds will be distributed.
  • Monero Research Info (verified): Technical research hub for development

Accept XMR (Payment Processors)

  • BitCart: Start Accepting Crypto Payments With 0% Fees & No Third-party Self-hosted, open-source cryptocurrency payment processor. Secure, private, censorship-resistant and free.
  • BTCPay Server: Have your developer set up the XMR Plug in for btcpay server!
  • CoinPayments (verified): Integrate crypto payments
  • Cryptomus (verified): Business payment solution
  • Heleket: Crypto payment processing
  • MoneroPay: A backend service for receiving, sending and tracking status of Monero payments. NOTE: MoneroPay is not a plugin for an existing e-commerce solution. It is a standalone backend daemon that can be used for any purpose. Some use cases are: Online stores/e-commerce Donation/fundraiser websites ATMs Paid services like parking or bus ticket applications Shell scripts and programs for any purpose MoneroPay utilizes: Monero Wallet RPC PostgreSQL (or SQLite)
  • NowPayments (verified): Best Payment Processor of all time
  • OxaPay (Recommended) (verified): Simple and fast to set up online checkout provider for Monero
  • Passimpay: Simple payment gateway
  • Plisio: E-commerce integration
  • PrivCart (verified): Multi-crypto POS system
  • XMR-Pay (verified): A client-side checkout widget, stateless on-chain proof verification, and a view-only watch agent. Funds go straight to your address, no third party in the payment path. Example Site that uses it: https://vidivivo.tv/

Sites & Aggregators

  • Bank Exit (verified): NoKyc european crypto directory and map
  • Cryptwerk (verified): Crypto Directory
  • KYC.rip (verified): KYC-free services & resources
  • Kycnot.me (verified): KYC-free services directory
  • Monerica (verified): The yellow pages of monero, first monero directory.
  • Monero Eco (verified): Monero ecosystem overview | Owner requested $15,000 from the CCS for basic site (was thankfully declined as that money should go towards development of the coin)
  • Monero.Forum:
  • Stasher News (verified): Forum
  • xmr.club (verified): Directory
  • xmr.eco (verified): Monero ecosystem | Born after monero.eco requested $15,000 from the CCS a year for a basic easy to make website

Community (Telegram)

XMR Influencer Sites

Start here

It's time cash had an upgrade.

Monero is the next step for cash: simple, private, fast and cheap, everywhere. Send any amount to anyone in the world for less than a penny.

Get Monero Accept XMR
Getting started

No matter where you're starting.

Start your journey into XMR, whatever you already know about crypto.

01

What is Monero?

Get a simple introduction to Monero and why it’s important.

Monero (XMR) is digital cash that is private by default. Every transaction hides who sent it, who received it and how much moved, so every coin is identical and can’t be blacklisted. It launched in 2014, has no premine and no company behind it.

Read on blog
02

The Monero Revolution

A deep dive into the history of Monero, its future, challenges and the future of currency.

From CryptoNote and Bytecoin to RingCT, Bulletproofs and the upcoming FCMP++ upgrade, Monero has shipped a decade of privacy research. Its community-funded model means no VC can steer it.

Read on blog
03

How do I buy Monero?

Learn how to get your first Monero in minutes.

Three common routes: buy on an exchange that lists XMR and withdraw; buy BTC/LTC anywhere and swap to XMR; or buy peer-to-peer on RetoSwap. Always withdraw to your own wallet.

Read on blog
04

What is a Monero wallet?

Learn about this vital tool for sending, receiving and storing your Monero.

A wallet holds your keys, not coins. Your 25-word seed phrase is the master backup, write it down on paper or steel and never share it. Popular wallets: Cake Wallet, Feather, Monero GUI, Stack.

Read on blog
05

Where can I spend Monero?

Easily understand where you can spend your Monero.

VPNs, hosting, gift cards, travel, food, electronics and more. Browse 200+ services in the XMR Directory, or spend it in the XMR Hub Shop.

Read on blog
06

What is Monero mining?

Learn how to mine Monero, why it’s important and how anyone can start.

Monero uses RandomX, which is optimised for ordinary CPUs, so ASICs don’t dominate. Run XMRig with P2Pool (or Gupax for a GUI) and you’re helping decentralise the network.

Read on blog
07

How do I receive Monero?

To receive Monero, simply provide the sender your XMR address.

Share a subaddress (starts with 8) for each payer. Funds arrive in ~2 minutes and unlock after 10 confirmations (~20 minutes).

Read on blog
08

How do I send Monero?

Sending Monero is easy: choose the amount and double-check the address.

Paste the address, enter the amount, review the fee (usually under a cent) and send. Always verify the first and last characters of the address.

Read on blog
09

The benefits of Monero

Discover why Monero is going to revolutionise the world.

Privacy, fungibility, low fees, fast settlement, tail emission for long-term security, and a grassroots community that answers to no one.

Read on blog
Interactive course

Learn Monero by playing.

Six bite-sized lessons, each with a quick quiz. Clear them all to earn your Monero Basics badge.

Monero basics, lesson by lesson

  1. What is Monero?. Monero is digital cash for the internet. Like handing someone a banknote, a payment reveals nothing about who you are, who you paid or how much you hold. There's no company behind it and no central ledger anyone can freeze.
  2. Get a wallet. A wallet is the app that holds your keys and lets you send and receive XMR. When you create one it shows a 25-word seed phrase. Those words are your money: write them on paper, keep them offline, and never type them into a website.
  3. Buy your first XMR. Three easy ways in: buy XMR on an exchange and withdraw it, buy any coin and swap it to Monero, or buy peer-to-peer. Whichever you pick, always move the Monero to your own wallet afterwards. Coins left on an exchange aren't really yours.
  4. Send and receive. To receive, share an address that starts with 8 (a subaddress). To send, paste the recipient's address, enter the amount and confirm. Fees are usually a fraction of a cent and funds arrive in a couple of minutes. Always double-check the first and last characters of an address.
  5. Spend privately. Monero isn't just for holding. You can pay for VPNs, hosting, gift cards, travel, food and electronics. Browse hundreds of merchants in the XMR Directory, or buy right here in the XMR Hub shop. Because payments are private, nobody builds a profile of what you buy.
  6. Stay private. Monero hides a lot for you automatically, but habits matter. Keep your coins in a wallet you control, think before you link your real identity to an address you publish, and for maximum privacy you can run your own node so you aren't trusting someone else's server. Small steps, big difference.
For the nerds

Under the hood.

The cryptography and systems that make Monero private, fungible and impossible to switch off. Tap any card for a deeper look.

01

RingCT

Ring signatures hide the sender among decoys while confidential amounts hide the value, with math proving no coins are created from nothing.

Every Monero input is signed as one of a ring of possible spenders (currently 16 decoys), so an observer can't tell which one truly spent. Ring Confidential Transactions, live since 2017, add Pedersen commitments that hide the amounts too, with a range proof guaranteeing each amount is non-negative so the supply can never be secretly inflated.

02

Bulletproofs and Bulletproofs+

Short, fast zero-knowledge range proofs that shrank Monero transactions by around 80% and slashed fees.

Before Bulletproofs, the range proofs that prevent amount inflation were huge. Bulletproofs (2018) replaced them with a logarithmic-size proof, cutting transaction size and fees dramatically. Bulletproofs+ arrived in the v15 hard fork (2022), trimming proof size and verification time even further.

03

RandomX

The CPU-friendly proof-of-work that keeps mining in the hands of ordinary people, not specialised ASIC farms.

RandomX runs random programs in a virtual machine tuned for general-purpose CPUs and their large caches, a workload where custom ASIC and GPU rigs gain little advantage. The result: anyone with a laptop can mine meaningfully, keeping hash power spread across many independent hands.

04

FCMP++

Full-Chain Membership Proofs, Monero’s next major upgrade, replacing decoy rings with a proof against every output ever made.

Today's ring signatures hide you among 16 decoys. Full-Chain Membership Proofs++ instead prove your input belongs to the entire set of outputs on the chain, so the effective anonymity set becomes the whole blockchain. Built on new curve trees, it hugely strengthens sender privacy while keeping proofs practical to verify.

05

View and spend keys

Each wallet has two key pairs: the spend key moves funds, while the view key only sees incoming ones.

Your private spend key authorises spending. Your private view key lets you, or an auditor you choose, detect incoming payments without being able to spend them. This split powers things like a shop watching for payments or sharing a view key for transparency, all while your coins stay safe.

06

Subaddresses

Unlimited addresses from one wallet. Give a fresh one to every payer and nobody can link them, backed up by a single seed.

A subaddress (it starts with 8) is derived from your main account, so funds sent to any of them land in the same wallet and only your 25-word seed is needed to restore everything. Handing out a new subaddress per sender stops outsiders from linking your separate payments together.

07

Running a node

Your own copy of the blockchain. Run one and you verify your own transactions instead of trusting someone else’s server.

monerod downloads and validates the full chain. Pointing your wallet at your own node means you broadcast and confirm transactions without leaking which outputs are yours to a third-party server. It also strengthens the network by relaying blocks and transactions for everyone else.

08

P2Pool

A decentralised mining pool with no operator and no fees, paying out directly to your wallet.

Traditional pools are run by a company that controls payouts and sees its miners' data. P2Pool is a peer-to-peer sidechain: miners share work and get paid directly on-chain, with no central operator, no account and near-zero fees. Together with RandomX it keeps Monero mining genuinely trustless.

Go deeper

Primary sources.

Straight from the researchers and maintainers who build Monero. No middlemen, no gurus.

The deeper why

What about gold, or state banking?

Every system that challenged central banking has been dismantled, co-opted or crushed. Monero is different. There's no company to subpoena, no CEO to arrest and no ledger to censor. It defends against all of that by design.

Watch and learn

The best Monero videos for beginners.

Hand-picked from the community's top educational content.

YouTube channel
The community

Find your people.

United we stand. Divided we fall.

Official channels

Join the community.

Where XMR Hub lives: say hi, get help and hear news first.

Global rank

Top members.

Earn XP by swapping, shopping, reviewing and posting.

XP arcade Full leaderboard

Sign up and earn XP to appear here.

Sentiment

Crypto Twitter likes XMR.

Where the biggest accounts on X stand on Monero. 101 verified accounts, ranked by followers.

Positive78%
Neutral or negative22%
101
Architects of freedom

Meet the team.

Mav

Mav

Founder & Lead Dev

Building XMR Hub and its sister projects, privacy-first and Monero-only. Decisions move fastest here, so if you want something built, this is where to ask.

Follow @XMRVoid on
Voices of the network

The Society.

The people who make it possible

Contributors.

Press and brand

Three projects, one team.

Logos, boilerplate and facts for XMR Hub and its sister projects. Free to use, as long as you don't imply an official partnership.

Your wallet

Your XMR, ready to use.

Deposit once, then pay in the shop or send to anyone on XMR Hub instantly. Withdraw to your own wallet any time.

Games

Play, provably fair.

Challenge other members to quick XMR games. Every outcome is decided by a committed random seed you can verify yourself.

Chess

Play chess for XMR.

Challenge other members to turn-based chess with optional stakes. Every move is validated on the server — no one can force an illegal move or a win from the browser.

Poker

Play poker for XMR.

Join a sit-and-go Texas Hold’em table with optional stakes. The server shuffles, deals your cards privately and settles every hand — no one can see your cards or force a win from the browser.

Blackjack

Beat the dealer.

Fast, simple blackjack against the house. Six decks are shuffled fresh for every hand from a published commitment, so every shuffle can be verified after the fact. Blackjack pays 3:2.

Tournaments

Compete for the prize pool.

Scheduled chess knockouts and Swiss events, and multi-table poker tournaments. Buy-ins are held in escrow and paid out by finish order. Seeding, pairings, tables and results are all decided on the server.

Refer & earn

Invite friends, earn forever.

Share your link and earn a cut of the house's take from everything the people you bring play, withdraw and spend, paid straight to your balance.

Messages

Talk to members.

Global rank

The leaderboard.

Swap, shop, review and post to earn XP. Most XP is rank #1.

Your account

Account settings.

Link your social accounts for a verified badge, and keep your account secure.

XP arcade

Play for XP.

Free daily spins, mystery boxes and coin flips. Every win lands on your profile and pushes up your rank.

Network stats

Monero, live.

Chain health, who is mining, network load, fees and what XMR really costs without KYC.

The meme arsenal

Some of the best Monero memes.

Swipe through memes in Meme Match, upvote your favourites, or submit your own. Signed-in members earn XP for every swipe.

Blog

News, updates and insights.

Straight from blog.xmrhub.org.

What Is Monero?

A simple introduction to Monero and why it matters.

Basics · Jan 2026

The Monero Revolution

A deep dive into the history of Monero, its future and the future of currency.

Economics · Jan 2026
Community forum

Talk Monero.

Ask questions, share setups, find trades. Be kind, stay private.

NOW BUY XMR

Forum topic by @zengniu, 2026-10-19, 0 replies.

@zengniu · 2026-10-19

$XMR OTW BULLISH TO $1000 FROM OKTOBULL TO CHRISMAST

Legal

Terms of Service.

The rules of XMR Hub, in plain language first and legal language where it matters. Last updated 18 October 2026.

1. Agreement to these Terms

These Terms of Service (the "Terms") are a binding agreement between you and XMR Hub ("XMR Hub", "the platform", "we", "us"). By creating an account, depositing funds, swapping, playing, posting or otherwise using xmrhub.io and its services (the "Services"), you accept these Terms in full. If you do not accept them, do not use the Services.

You must be at least 18 years old, or the age of majority where you live if that is higher, and you are responsible for making sure that using the Services is lawful where you are. The Services are offered "as available" and we may change, suspend or withdraw any part of them at any time.

2. Accounts

  • One person, one account. Operating more than one account, or operating an account on behalf of a banned person, is prohibited. Accounts found to be linked may be treated as a single account for every purpose in these Terms, including forfeiture.
  • You are responsible for your account. Keep your password, two-factor codes and passkeys private. Anything done through your account is treated as done by you. There is no email-based password reset.
  • Verification. We may require account verification before some features are available, including a small verification deposit or a completed swap for accounts created from regions with elevated fraud, and we may withhold features or withdrawals until verification is complete.
  • Moderation. Our team and appointed moderators may remove content, lock topics and flag accounts. Moderators cannot access your funds; account-level decisions are made by the platform owner.

3. Custody of funds and withdrawals

How your XMR is held. Balances on XMR Hub are an internal record of XMR we hold for you. Deposited funds are moved to and kept in offline cold storage under the platform's control. They are not kept in a hot wallet connected to the website.
  • Withdrawals are processed manually. Because funds sit in cold storage, every withdrawal is reviewed and signed by a person. Please allow 24 to 48 hours for a withdrawal to be sent. Withdrawals may take longer during weekends, holidays, network congestion, unusual volume, or while a security or compliance review is in progress.
  • Two-factor authentication is required to withdraw. Because a withdrawal cannot be reversed, your account must have an authenticator app enabled before a withdrawal request is accepted.
  • Review before sending. We check the origin of funds before releasing a withdrawal. We may ask you questions, require verification, or delay or decline a withdrawal where we reasonably suspect fraud, cheating, a compromised account, abuse of promotions, or a breach of these Terms.
  • Confirmations. Deposits show at zero confirmations, become usable at three and withdrawable at ten. Amounts below the minimum deposit may not be credited.
  • Fees. A flat withdrawal fee covers the network fee and is shown before you confirm. Fees may change.
  • Addresses are your responsibility. Monero transactions are irreversible. Funds sent to an address you entered incorrectly cannot be recovered.
  • No interest, no deposit insurance. Balances do not earn interest and are not insured by any government scheme.

4. Promotional credits ("free" XMR)

From time to time we may credit your balance with XMR you did not deposit: welcome bonuses, event prizes, giveaways, rakeback and similar ("Promotional Credits"). Promotional Credits are a gift made on the following conditions. Referral earnings are not Promotional Credits: your share of the house's take from members you refer is earned revenue, is credited to your balance as ordinary funds and is withdrawable like a deposit, subject only to sections 3 and 7.

  • They are locked until unlocked. Promotional Credits, and winnings derived from them, are not withdrawable until you have met the unlock requirement stated for that promotion. The requirement is expressed as a percentage or multiple of the credit that must be put through eligible activity, for example stakes in platform games, and such other activities as we designate for that promotion. The exact percentage, the eligible activities and any time limit are stated in the promotion itself and form part of these Terms.
  • Deposited funds are never locked by a promotion. Only the promotional portion and its winnings are subject to unlock requirements.
  • Abuse voids the credit. Claiming a promotion more than once, using multiple accounts, colluding to pass credits between accounts, exploiting a pricing or payout error, or any other attempt to extract Promotional Credits without meeting the unlock requirement in good faith results in forfeiture of the credit and any winnings derived from it, and may result in further action under section 8.
  • We may change or end promotions at any time. Credits already unlocked are not affected.

5. XP, levels, rewards and directory reviews

XP, levels, ranks, badges and unlockables ("Rewards") are granted for genuine participation. They have no cash value, cannot be sold or transferred, and may be adjusted, reset or removed at our discretion.

Directory reviews. Reviews exist to help other people choose a service. Posting reviews to farm XP is abuse. If you are found to be abusing directory reviews to gain XP, including posting low-quality, duplicate, templated, copied, fabricated, irrelevant or bulk reviews, or reviewing services you have not used, all of your reviews will be removed and all XP earned from reviews will be clawed back, without notice. Repeat or egregious abuse may lead to a ban.
  • Clawback. XP granted for content that is later removed by a moderator, for reversed actions, or for activity found to be inauthentic, is removed. Levels, ranks and unlocks that depended on it may be lost.
  • Spam and low-effort content in the forum, memes, messages or anywhere else earns no Rewards and may be removed.

6. Games and the zero-cheat policy

Platform games are provably fair contests between members. We operate a zero-cheat policy: cheating is never tolerated, in any form, for any stake.

Cheating includes, without limitation: colluding with another player, chip-dumping or deliberately losing to transfer value, using more than one account in the same game or lobby, using bots, scripts, engines or outside assistance in skill games (including chess engines), exploiting a bug, latency, timing or any other defect in the Services, manipulating or interfering with game state, and any other means of gaining an advantage that we have not expressly approved.

Consequences, in order.
  1. Forfeiture. If you are found cheating, the XMR involved, including stakes, winnings and any balance we reasonably determine to be connected to the cheating, is forfeited to the platform.
  2. One warning. A first finding comes with one formal warning. You may appeal that finding once through the appeals process in section 8. Your appeal goes directly to the platform owner.
  3. Funds during an appeal. From the moment of the finding and for as long as an appeal is pending, the forfeited XMR remains the property of the platform and cannot be withdrawn. If the appeal is granted, the funds are returned to your balance. If it is denied, or you do not appeal, the forfeiture is final.
  4. Second finding. A second finding of cheating, at any time, results in consequences at the platform's sole discretion, which may include permanent closure of your account, forfeiture of the entire balance, and referral to relevant authorities where unlawful conduct is involved.

We may suspend game access, freeze a balance, void results and reverse settlements while an investigation is open. Findings are made on the balance of evidence available to us, including game logs, timing, device and network signals and account relationships.

7. Fraud, gaming the system and prohibited conduct

You agree not to defraud, exploit or manipulate the platform, its members or its systems. Without limiting the generality of the foregoing, any user who attempts, whether successfully or not, to fraudulently game the system through any means not expressly approved by the platform, including but not limited to spamming low-quality reviews, posts or messages; farming XP, referrals or promotions; operating multiple or shared accounts; impersonating others; automating interactions; exploiting software defects; interfering with the operation or security of the Services; laundering or structuring funds; or otherwise obtaining Rewards, credits, funds or advantages to which they are not legitimately entitled, shall be subject to disciplinary action at the platform's sole discretion, up to and including removal of content, clawback of Rewards, forfeiture of connected funds, suspension and permanent termination of the account.

You also agree not to use the Services for anything unlawful, to harass or threaten others, to post illegal content, to attempt to access other accounts or non-public systems, or to resell or commercially exploit the Services without our written consent.

8. Enforcement, discretion and appeals

  • Discretion. We decide, acting reasonably, whether conduct breaches these Terms and what action to take. We are not required to warn before acting where the conduct is serious or ongoing.
  • Appeals. If you believe a cheating finding, a review/XP clawback or a frozen balance is mistaken, you may submit one appeal per matter within 14 days, from this page while signed in. Appeals are reviewed personally by the platform owner, and you will be told the outcome in your account and, if linked, on Telegram. Decisions on appeal are final.
  • Funds pending appeal. Any forfeited or frozen funds stay with the platform and cannot be withdrawn while an appeal is pending or if it is denied.
  • Evidence. We may use any information available to us, and we are not obliged to disclose detection methods.

9. Swaps, shop and third-party services

  • Swaps are executed by an independent swap provider. Rates, limits, timing and refunds for a swap are governed by that provider's terms; we display quotes and status but do not control settlement. Always double-check addresses and amounts.
  • The directory lists third-party services for information only. A listing, badge, rating or review is not an endorsement or a guarantee. Deal with third parties at your own risk.
  • The shop sells goods priced in XMR; order, shipping and refund terms are shown at checkout.

10. Risk and disclaimers

Monero is volatile and its value may fall to zero. Nothing on XMR Hub is financial, investment, legal or tax advice. The Services are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement and uninterrupted or error-free operation. You use the Services at your own risk.

11. Limitation of liability and indemnity

To the fullest extent permitted by law, XMR Hub and its operators, moderators and contributors are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data, goodwill or funds, arising out of or relating to the Services, including losses caused by third parties, network failures, software defects, market movements or your own errors. Our total liability for any claim is limited to the amount of fees you paid to us in the three months before the event giving rise to the claim. You agree to indemnify and hold us harmless from claims, losses and expenses, including reasonable legal fees, arising from your breach of these Terms or your misuse of the Services.

12. Changes, severability and contact

We may update these Terms at any time by publishing a new version on this page with a new "last updated" date. Continued use after a change means you accept it. If any provision is held unenforceable, the rest remains in effect. These Terms, together with any promotion-specific terms, are the entire agreement between you and XMR Hub about the Services. Questions go to our community on Telegram at t.me/XMRHub_io.