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Accept XMR (Payment Processors) · Verified. Accepts Monero (XMR).
Integrate crypto payments
XMRHub is the home of all things Monero. Monero is cheap, fast and private digital cash.
Every corner of XMR Hub, one click away. Each tile opens the full tab.
Card, Apple Pay, Google Pay or bank transfer, straight to your own wallet. Plus every exchange, swap and P2P market worth using.
Walletless and KYC-free, routed for the best rate.
Swap nowVPNs, gift cards, hosting and more that take XMR.
BrowseBid, buy and sell gear, merch and collectibles.
Start shoppingPlain-English guides from first wallet to mining.
Read the guidesQuestions, setups and trades. Be kind, stay private.
Join the discussionTelegram, X, Discord and the voices behind the network.
Meet the communityVote on the best, swipe in Meme Match and earn XP.
See the memesThis price is based on everything being priced in XMR and your purchasing power equivalent to 2026 wealth measurements.
Buy XMR nowTap any card for the full story.
Spend Monero on VPNs, travel, gift cards, hosting, food and more. Affiliate links help fund development.
XMR Hub exists to be the one place for Monero: buying, swapping, using, mining and reading about it.
We want to be the catalyst for the Monero revolution. Whether you've never touched crypto or you've been here for years, it should be easy to learn more, buy some, and see how simple Monero really is.
As a community we've faced delistings, FUD and setbacks. We keep building anyway, because privacy wins in the end.
Your donation helps more people buy, use, mine and learn about Monero. Thank you for your support.
Put your mark in front of people who actually use Monero: a sponsor pill on the home page, sponsored cards in the directory, a mark on the memes page or a band on the forum. Placements are always labelled as sponsored and never dressed up as editorial picks.
Only visibly. A sponsored placement is always marked as sponsored. The wording, judgment and treatment of everything unsponsored stays untouched.
Monero.
Rates depend on placement and term, and are agreed directly with Mav.
Message Mav or the XMR Hub account using any of the contacts above.
Chart by TradingView. Draw, add indicators and change the timeframe right on the chart. Open on TradingView
Card, Apple Pay, Google Pay or bank transfer, straight to your own wallet. Clear quotes with no hidden spread.
Every card links straight to the exchange. Buy and swap XMR today.
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Trade Monero directly with other people using the payment method you prefer. No KYC, and every trade is protected by escrow.
Visit RetoSwap Community-drivenA trusted marketplace where members buy and sell XMR directly, with volunteer moderators acting as escrow.
Join Monero SocietyAML-insured, no account and no KYC. We compare top exchanges and show you the best rate.

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Amounts are rounded and times grouped so no swap can be traced back to anyone.
The best services to spend your XMR on, sorted and searchable.
Accept XMR (Payment Processors) · Verified. Accepts Monero (XMR).
Integrate crypto payments
Monero is the next step for cash: simple, private, fast and cheap, everywhere. Send any amount to anyone in the world for less than a penny.
Start your journey into XMR, whatever you already know about crypto.
Get a simple introduction to Monero and why it’s important.
Monero (XMR) is digital cash that is private by default. Every transaction hides who sent it, who received it and how much moved, so every coin is identical and can’t be blacklisted. It launched in 2014, has no premine and no company behind it.
A deep dive into the history of Monero, its future, challenges and the future of currency.
From CryptoNote and Bytecoin to RingCT, Bulletproofs and the upcoming FCMP++ upgrade, Monero has shipped a decade of privacy research. Its community-funded model means no VC can steer it.
Learn how to get your first Monero in minutes.
Three common routes: buy on an exchange that lists XMR and withdraw; buy BTC/LTC anywhere and swap to XMR; or buy peer-to-peer on RetoSwap. Always withdraw to your own wallet.
Learn about this vital tool for sending, receiving and storing your Monero.
A wallet holds your keys, not coins. Your 25-word seed phrase is the master backup, write it down on paper or steel and never share it. Popular wallets: Cake Wallet, Feather, Monero GUI, Stack.
Easily understand where you can spend your Monero.
VPNs, hosting, gift cards, travel, food, electronics and more. Browse 200+ services in the XMR Directory, or spend it in the XMR Hub Shop.
Learn how to mine Monero, why it’s important and how anyone can start.
Monero uses RandomX, which is optimised for ordinary CPUs, so ASICs don’t dominate. Run XMRig with P2Pool (or Gupax for a GUI) and you’re helping decentralise the network.
To receive Monero, simply provide the sender your XMR address.
Share a subaddress (starts with 8) for each payer. Funds arrive in ~2 minutes and unlock after 10 confirmations (~20 minutes).
Sending Monero is easy: choose the amount and double-check the address.
Paste the address, enter the amount, review the fee (usually under a cent) and send. Always verify the first and last characters of the address.
Discover why Monero is going to revolutionise the world.
Privacy, fungibility, low fees, fast settlement, tail emission for long-term security, and a grassroots community that answers to no one.
Six bite-sized lessons, each with a quick quiz. Clear them all to earn your Monero Basics badge.
The cryptography and systems that make Monero private, fungible and impossible to switch off. Tap any card for a deeper look.
Ring signatures hide the sender among decoys while confidential amounts hide the value, with math proving no coins are created from nothing.
Every Monero input is signed as one of a ring of possible spenders (currently 16 decoys), so an observer can't tell which one truly spent. Ring Confidential Transactions, live since 2017, add Pedersen commitments that hide the amounts too, with a range proof guaranteeing each amount is non-negative so the supply can never be secretly inflated.
Short, fast zero-knowledge range proofs that shrank Monero transactions by around 80% and slashed fees.
Before Bulletproofs, the range proofs that prevent amount inflation were huge. Bulletproofs (2018) replaced them with a logarithmic-size proof, cutting transaction size and fees dramatically. Bulletproofs+ arrived in the v15 hard fork (2022), trimming proof size and verification time even further.
The CPU-friendly proof-of-work that keeps mining in the hands of ordinary people, not specialised ASIC farms.
RandomX runs random programs in a virtual machine tuned for general-purpose CPUs and their large caches, a workload where custom ASIC and GPU rigs gain little advantage. The result: anyone with a laptop can mine meaningfully, keeping hash power spread across many independent hands.
Full-Chain Membership Proofs, Monero’s next major upgrade, replacing decoy rings with a proof against every output ever made.
Today's ring signatures hide you among 16 decoys. Full-Chain Membership Proofs++ instead prove your input belongs to the entire set of outputs on the chain, so the effective anonymity set becomes the whole blockchain. Built on new curve trees, it hugely strengthens sender privacy while keeping proofs practical to verify.
Each wallet has two key pairs: the spend key moves funds, while the view key only sees incoming ones.
Your private spend key authorises spending. Your private view key lets you, or an auditor you choose, detect incoming payments without being able to spend them. This split powers things like a shop watching for payments or sharing a view key for transparency, all while your coins stay safe.
Unlimited addresses from one wallet. Give a fresh one to every payer and nobody can link them, backed up by a single seed.
A subaddress (it starts with 8) is derived from your main account, so funds sent to any of them land in the same wallet and only your 25-word seed is needed to restore everything. Handing out a new subaddress per sender stops outsiders from linking your separate payments together.
Your own copy of the blockchain. Run one and you verify your own transactions instead of trusting someone else’s server.
monerod downloads and validates the full chain. Pointing your wallet at your own node means you broadcast and confirm transactions without leaking which outputs are yours to a third-party server. It also strengthens the network by relaying blocks and transactions for everyone else.
A decentralised mining pool with no operator and no fees, paying out directly to your wallet.
Traditional pools are run by a company that controls payouts and sees its miners' data. P2Pool is a peer-to-peer sidechain: miners share work and get paid directly on-chain, with no central operator, no account and near-zero fees. Together with RandomX it keeps Monero mining genuinely trustless.
Straight from the researchers and maintainers who build Monero. No middlemen, no gurus.
Every system that challenged central banking has been dismantled, co-opted or crushed. Monero is different. There's no company to subpoena, no CEO to arrest and no ledger to censor. It defends against all of that by design.
Hand-picked from the community's top educational content.



United we stand. Divided we fall.
Earn XP by swapping, shopping, reviewing and posting.
Sign up and earn XP to appear here.
Where the biggest accounts on X stand on Monero. 101 verified accounts, ranked by followers.
Building XMR Hub and its sister projects, privacy-first and Monero-only. Decisions move fastest here, so if you want something built, this is where to ask.
Follow @XMRVoid onLogos, boilerplate and facts for XMR Hub and its sister projects. Free to use, as long as you don't imply an official partnership.
Deposit once, then pay in the shop or send to anyone on XMR Hub instantly. Withdraw to your own wallet any time.
Challenge other members to quick XMR games. Every outcome is decided by a committed random seed you can verify yourself.
Challenge other members to turn-based chess with optional stakes. Every move is validated on the server — no one can force an illegal move or a win from the browser.
Join a sit-and-go Texas Hold’em table with optional stakes. The server shuffles, deals your cards privately and settles every hand — no one can see your cards or force a win from the browser.
Fast, simple blackjack against the house. Six decks are shuffled fresh for every hand from a published commitment, so every shuffle can be verified after the fact. Blackjack pays 3:2.
Scheduled chess knockouts and Swiss events, and multi-table poker tournaments. Buy-ins are held in escrow and paid out by finish order. Seeding, pairings, tables and results are all decided on the server.
Share your link and earn a cut of the house's take from everything the people you bring play, withdraw and spend, paid straight to your balance.
Swap, shop, review and post to earn XP. Most XP is rank #1.
Link your social accounts for a verified badge, and keep your account secure.
Free daily spins, mystery boxes and coin flips. Every win lands on your profile and pushes up your rank.
Chain health, who is mining, network load, fees and what XMR really costs without KYC.
Swipe through memes in Meme Match, upvote your favourites, or submit your own. Signed-in members earn XP for every swipe.
Straight from blog.xmrhub.org.
Why sound, private money is the only real exit from a debt-based monetary system.
Economics · Dec 26, 2025From BTC, ETH, SOL or stablecoins to XMR in a few minutes, walletless, no account.
Guide · May 26, 2026Gift cards, VPNs, hosting, travel, groceries, the real list of places that take XMR.
Spending · Feb 22, 2026Everything you need to know to go from zero to your first private transaction.
Basics · Feb 21, 2026A simple introduction to Monero and why it matters.
Basics · Jan 2026A deep dive into the history of Monero, its future and the future of currency.
Economics · Jan 2026Learn how to get your first Monero in minutes.
Guide · Jan 2026The vital tool for sending, receiving and storing your Monero.
Basics · Jan 2026Easily understand where you can spend your Monero.
Spending · Jan 2026How to mine Monero, why it matters and how anyone can start.
Mining · Jan 2026Give the sender your XMR address, here’s how to do it safely.
Guide · Jan 2026Choose the amount, double-check the address, send.
Guide · Jan 2026Reasons Monero is going to change how the world pays.
Economics · Jan 2026Payment processors, POS and invoices, start taking XMR this week.
Business · Jan 2026Ask questions, share setups, find trades. Be kind, stay private.
The rules of XMR Hub, in plain language first and legal language where it matters. Last updated 18 October 2026.
These Terms of Service (the "Terms") are a binding agreement between you and XMR Hub ("XMR Hub", "the platform", "we", "us"). By creating an account, depositing funds, swapping, playing, posting or otherwise using xmrhub.io and its services (the "Services"), you accept these Terms in full. If you do not accept them, do not use the Services.
You must be at least 18 years old, or the age of majority where you live if that is higher, and you are responsible for making sure that using the Services is lawful where you are. The Services are offered "as available" and we may change, suspend or withdraw any part of them at any time.
From time to time we may credit your balance with XMR you did not deposit: welcome bonuses, event prizes, giveaways, rakeback and similar ("Promotional Credits"). Promotional Credits are a gift made on the following conditions. Referral earnings are not Promotional Credits: your share of the house's take from members you refer is earned revenue, is credited to your balance as ordinary funds and is withdrawable like a deposit, subject only to sections 3 and 7.
XP, levels, ranks, badges and unlockables ("Rewards") are granted for genuine participation. They have no cash value, cannot be sold or transferred, and may be adjusted, reset or removed at our discretion.
Platform games are provably fair contests between members. We operate a zero-cheat policy: cheating is never tolerated, in any form, for any stake.
Cheating includes, without limitation: colluding with another player, chip-dumping or deliberately losing to transfer value, using more than one account in the same game or lobby, using bots, scripts, engines or outside assistance in skill games (including chess engines), exploiting a bug, latency, timing or any other defect in the Services, manipulating or interfering with game state, and any other means of gaining an advantage that we have not expressly approved.
We may suspend game access, freeze a balance, void results and reverse settlements while an investigation is open. Findings are made on the balance of evidence available to us, including game logs, timing, device and network signals and account relationships.
You agree not to defraud, exploit or manipulate the platform, its members or its systems. Without limiting the generality of the foregoing, any user who attempts, whether successfully or not, to fraudulently game the system through any means not expressly approved by the platform, including but not limited to spamming low-quality reviews, posts or messages; farming XP, referrals or promotions; operating multiple or shared accounts; impersonating others; automating interactions; exploiting software defects; interfering with the operation or security of the Services; laundering or structuring funds; or otherwise obtaining Rewards, credits, funds or advantages to which they are not legitimately entitled, shall be subject to disciplinary action at the platform's sole discretion, up to and including removal of content, clawback of Rewards, forfeiture of connected funds, suspension and permanent termination of the account.
You also agree not to use the Services for anything unlawful, to harass or threaten others, to post illegal content, to attempt to access other accounts or non-public systems, or to resell or commercially exploit the Services without our written consent.
Monero is volatile and its value may fall to zero. Nothing on XMR Hub is financial, investment, legal or tax advice. The Services are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement and uninterrupted or error-free operation. You use the Services at your own risk.
To the fullest extent permitted by law, XMR Hub and its operators, moderators and contributors are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data, goodwill or funds, arising out of or relating to the Services, including losses caused by third parties, network failures, software defects, market movements or your own errors. Our total liability for any claim is limited to the amount of fees you paid to us in the three months before the event giving rise to the claim. You agree to indemnify and hold us harmless from claims, losses and expenses, including reasonable legal fees, arising from your breach of these Terms or your misuse of the Services.
We may update these Terms at any time by publishing a new version on this page with a new "last updated" date. Continued use after a change means you accept it. If any provision is held unenforceable, the rest remains in effect. These Terms, together with any promotion-specific terms, are the entire agreement between you and XMR Hub about the Services. Questions go to our community on Telegram at t.me/XMRHub_io.